:root{
  --blue:#13a8e4;
  --blue-deep:#0788c5;
  --ink:#07141d;
  --muted:#62727d;
  --line:#dfe7ec;
  --soft:#f4f8fb;
  --white:#ffffff;
  --radius:22px;
  --shadow:0 20px 60px rgba(3,25,38,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  color:var(--ink);
  background:#fff;
  font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  line-height:1.6;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button,input,textarea,select{font:inherit}
.container{width:min(1160px,calc(100% - 40px));margin:0 auto}
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.93);
  backdrop-filter:blur(16px);
  border-bottom:1px solid rgba(7,20,29,.08);
}
.nav-wrap{height:86px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand img{width:178px}
.nav-links{display:flex;align-items:center;gap:30px;font-size:14px;font-weight:700}
.nav-links>a:not(.nav-cta){color:#24343e}
.nav-cta{padding:12px 18px;border-radius:999px;background:var(--ink);color:#fff}
.menu-toggle{display:none;border:0;background:transparent;font-size:28px}
.hero{
  position:relative;overflow:hidden;
  padding:90px 0 84px;
  background:linear-gradient(135deg,#f9fcfe 0%,#eef8fd 50%,#fff 100%);
}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:64px;align-items:center;position:relative;z-index:2}
.eyebrow,.kicker{
  letter-spacing:.14em;text-transform:uppercase;font-size:12px;font-weight:800;color:var(--blue-deep);
}
.hero h1,.section h2{
  font-family:Manrope,Inter,sans-serif;
  margin:14px 0 20px;
  letter-spacing:-.045em;
  line-height:1.04;
}
.hero h1{font-size:clamp(46px,6vw,76px);max-width:760px}
.hero h1 span{color:var(--blue-deep)}
.hero-text{font-size:18px;color:#53636f;max-width:620px}
.hero-actions{display:flex;gap:12px;margin:32px 0 28px;flex-wrap:wrap}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  min-height:50px;padding:0 22px;border-radius:12px;font-weight:800;border:1px solid transparent;
  cursor:pointer;transition:.2s ease;
}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 10px 24px rgba(19,168,228,.24)}
.btn-primary:hover{transform:translateY(-1px);background:var(--blue-deep)}
.btn-secondary{background:#fff;border-color:var(--line)}
.trust-row{display:flex;gap:18px;flex-wrap:wrap;font-size:13px;font-weight:700;color:#3d4f59}
.trust-row span{display:flex;align-items:center;gap:8px}
.trust-row span:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--blue)}
.hero-card{
  background:#07141d;color:#fff;border-radius:28px;padding:28px;box-shadow:0 30px 80px rgba(5,24,37,.18);
  transform:rotate(1deg);
}
.hero-logo-wrap{background:linear-gradient(135deg,#fff,#edf8fd);border-radius:20px;padding:26px}
.hero-logo-wrap img{width:100%;margin:auto}
.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:16px}
.mini-card{background:#11242f;border:1px solid rgba(255,255,255,.08);padding:18px;border-radius:16px}
.mini-card strong{display:block;font-size:14px}
.mini-card span{font-size:12px;color:#a8bac5}
.hero-glow{position:absolute;border-radius:50%;filter:blur(10px);opacity:.28}
.glow-one{width:320px;height:320px;background:#67d0f8;right:8%;top:-100px}
.glow-two{width:260px;height:260px;background:#d8f3ff;left:-80px;bottom:-100px}
.strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}
.strip-inner{min-height:64px;display:flex;justify-content:center;align-items:center;gap:16px;flex-wrap:wrap;font-size:13px;font-weight:800;color:#53636f}
.strip i{color:var(--blue);font-style:normal}
.section{padding:100px 0}
.section-heading{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:end;margin-bottom:44px}
.section h2{font-size:clamp(34px,4vw,52px)}
.section-heading p:last-child{color:var(--muted);max-width:500px}
.service-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.service-card{border:1px solid var(--line);border-radius:var(--radius);padding:30px;background:#fff;transition:.2s ease}
.service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#cfe9f5}
.icon{width:44px;height:44px;border-radius:12px;background:#e8f7fd;color:var(--blue-deep);display:grid;place-items:center;font-weight:800;font-size:13px}
.service-card h3{font-family:Manrope;margin:22px 0 12px;font-size:20px}
.service-card p{color:var(--muted);font-size:14px}
.section-dark{background:#07141d;color:#fff}
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:84px;align-items:center}
.kicker.light{color:#7dd9fb}
.about-copy{color:#b8c7d0;font-size:17px;max-width:560px}
.text-link{display:inline-block;margin-top:16px;color:#83ddff;font-weight:800}
.feature-list{display:grid;gap:14px}
.feature{display:grid;grid-template-columns:46px 1fr;gap:18px;padding:18px 0;border-bottom:1px solid rgba(255,255,255,.1)}
.feature b{color:#69d1fa;font-size:12px}
.feature strong{display:block}
.feature span{color:#9eb1bd;font-size:13px}
.coverage-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.coverage-panel{background:var(--soft);border-radius:28px;padding:42px;min-height:380px;display:flex;flex-direction:column;justify-content:center}
.coverage-panel p{color:var(--muted)}
.location-chip,.coverage-note{display:inline-flex;align-self:flex-start;margin-top:18px;padding:10px 14px;border-radius:999px;background:#fff;border:1px solid var(--line);font-weight:800;font-size:13px}
.insurance{background:linear-gradient(135deg,#07141d,#0c2a3d);color:#fff}
.insurance p{color:#b9c7cf}
.insurance .coverage-note{border-color:rgba(255,255,255,.15);background:rgba(255,255,255,.06);color:#d9e6ed}
.quote-section{background:linear-gradient(135deg,#0b8fc9,#11ade5);color:#fff}
.quote-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:start}
.quote-copy p{color:#e8f7fd}
.contact-line{margin-top:26px}
.contact-line span{display:block;font-size:11px;text-transform:uppercase;letter-spacing:.12em;opacity:.75}
.contact-line a{font-size:18px;font-weight:800}
.social-note{font-size:13px}
.quote-form{background:#fff;color:var(--ink);border-radius:26px;padding:30px;box-shadow:0 24px 70px rgba(4,47,68,.24)}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
label{display:block;font-size:12px;font-weight:800;margin-bottom:14px}
input,textarea,select{
  width:100%;margin-top:7px;padding:13px 14px;border:1px solid #d9e3e8;border-radius:11px;background:#fbfdfe;outline:none;
}
input:focus,textarea:focus,select:focus{border-color:#66c9f1;box-shadow:0 0 0 3px rgba(19,168,228,.10)}
textarea{resize:vertical}
.full{width:100%;border:0}
.form-note{color:#80909a!important;font-size:11px!important;margin:10px 0 0!important}
footer{background:#050d12;color:#fff;padding:30px 0}
.footer-inner{display:flex;align-items:center;justify-content:space-between;gap:20px}
.footer-brand{display:flex;align-items:center;gap:16px}
.footer-brand img{width:120px}
.footer-brand span,.footer-meta{font-size:12px;color:#9fb0bb}
.footer-meta{display:flex;gap:20px}
@media(max-width:900px){
  .hero-grid,.about-grid,.quote-grid,.section-heading,.coverage-grid{grid-template-columns:1fr}
  .service-grid{grid-template-columns:1fr 1fr}
  .hero-card{transform:none;max-width:650px}
  .section-heading{gap:10px}
  .nav-links{display:none;position:absolute;top:86px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:20px;flex-direction:column;align-items:stretch}
  .nav-links.open{display:flex}
  .menu-toggle{display:block}
}
@media(max-width:620px){
  .container{width:min(100% - 28px,1160px)}
  .nav-wrap{height:74px}
  .brand img{width:145px}
  .nav-links{top:74px}
  .hero{padding:60px 0}
  .hero h1{font-size:44px}
  .section{padding:72px 0}
  .service-grid,.mini-grid,.field-row{grid-template-columns:1fr}
  .coverage-panel{padding:30px;min-height:auto}
  .quote-form{padding:22px}
  .footer-inner,.footer-brand,.footer-meta{align-items:flex-start;flex-direction:column}
}